By Alexander Zelloe4 min read

Start with size and borrower quality

Zeonix focuses on U.S. middle-market borrowers that are established, cash-flowing businesses. The stated loan-size range is $10M to $50M, with a priority area of $15M to $35M.

Borrower EBITDA is a gating diligence item. The current mandate range is $3M to $25M of EBITDA; if EBITDA is unknown, Zeonix treats the opportunity as research-gated until that figure and its quality can be verified.

Use of proceeds should be specific

Common use cases include acquisitions, growth capital, refinancing, recapitalizations, and working capital. The more clearly the use of proceeds is tied to a borrower need, the easier it is to evaluate structure and timeline.

Initial fit does not replace underwriting. It simply determines whether a transaction belongs in Zeonix's deal-by-deal private-credit workflow or should be referred elsewhere.

Capital partner workflow

Zeonix originates and develops transactions on a deal-by-deal basis and presents appropriate opportunities to dedicated capital partners. Zeonix is not a fund, vault, or special-purpose vehicle.

This Zeonix Capital insight is informational only and should not be read as an offer, commitment, or investment, legal, tax, or accounting advice.